Here, we will discuss the topic of pet insurance. Veterinary professionals, dog owners, and others are all divided on their opinions of the issue. Being an informed dog owner, you should take the time to learn about it.
How Does Pet Insurance Work?
Pet insurance covers your vet bills in the event that your dog gets sick or injured. Most health insurance policies limit what is covered and reimburse you when you spend money on a vet rather than paying directly.
The question is, will it make a difference? The ASPCA estimates that the medical cost of owning a dog is $1,000 – $2,000 annually. This excludes emergency visits to the vet. Those can add up to $500 – $5000 per visit, depending on the type of treatment required.
Pet insurance, on the other hand, will cost from $300 – $500 yearly. It has been found that 41 % of pet owners worry that they may not be able to afford the medical bills for their sick pets.
Can Pet Insurance Provide The Solution? It Depends On You.
Pet insurance is both an economic and an emotional choice that needs to be based on your personal financial situation and how much money you’re willing to spend for peace of mind.
Your chances of surviving an emergency are better if you can set aside around $3,000-$5,000 as a safety net and continue making monthly payments to this “money jar”.
If you cannot do this, then having pet insurance is a good solution for you. Your dog’s health can be greatly improved with the right insurance policy.
Take a moment to reflect on your past behavior with money, and make the decision that is in the best interest of your dog, they are like our children, after all.
When faced with an unforeseen issue, no one wants to stress about the costs. All we want is to give our fur babies the best care.
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Here is an easy and simple DIY trick to create fun for your pup without dipping into your wallet or going to the pet store.